FAQ

Secure money & loan inquiries? Ask us anything!

Frequently asked questions

Most frequent questions and answers

WHAT IS A SHORT-TERM LOAN?

Short-term loans are loans that you can repay very quickly, often in a year or less. Many of these loans come with repayment terms of a few months or even weeks. Online lenders usually offer short-term loans with varying amounts, interest rates, and terms. Short-term loan applications are usually easy to fill out, and may only take you a few minutes to complete. Short-term loans often come with lenient requirements, and you can get approved even if you do not have exceptional credit. Keep in mind, however, that you may have to show proof of steady income or meet other criteria.

DO YOU OFFER SHORT-TERM LOANS WITHOUT CREDIT CHECK?

Wizardloans does not perform any credit checks as part of the process of connecting you to a lender. Once connected to a lender they may, at their discretion, perform credit verification through national databases in order to determine your eligibility and ability to repay. Simply having bad credit is often not a disqualifying factor in the loan approval process.

HOW MUCH AM I ABLE TO BORROW WITH WIZARD LOANS ONLINE LOANS?

Short-term loans generally range in the area of $100 – $5,000. Dependent on the information in your application, the lender decides the amount you are qualified to receive. This amount is typically subject to increase as you successfully repay your online loans in the allotted time period.

WHEN CAN I EXPECT TO RECEIVE MY LOAN MONEY?

Upon approval, the majority of short-term online loans acquired through wizardloans are delivered to you electronically within a period of 24 hours, not including weekends or holidays. Wizardloansprides itself in delivering fast approvals because we understand the importance of receiving your loan rapidly in the event of financial emergencies.